Privacy Policy
Effective date: [Month Day, Year] | Last updated: [Month Day, Year]
This Privacy Policy explains how IRent Agency (“IRent,” “we,” “us,” “our”) collects, uses, and shares personal information when you visit our website, contact us, or engage our services.
1) Who we are & scope
IRent Agency provides payment-operations services for eligible brands. We match and operate on warmed payment lanes under dual KYC and clear agreements. This Policy covers our public website, communications, and client services. It does not apply to third-party platforms (e.g., Stripe, Shopify Payments, PayPal, Airwallex, Square)—their policies govern their processing.
2) Information we collect
a) You provide to us
- Contact data (name, email, phone, company, role).
- Business/KYC data (entity, ownership, IDs as required by law, banking references, supplier and inventory proofs).
- Operational materials for reviews (shipping/returns SLAs, refund logs, invoices, descriptors).
- Support communications and files you share with us.
b) Collected automatically
- Device and usage info (IP address, browser, pages viewed, timestamps).
- Cookies and similar technologies (see “Cookies” below).
c) From third parties
- Payment platforms/PSPs and service providers (e.g., payout reports, dispute data) where you authorize access.
- Public sources and verification partners for compliance checks.
3) How we use information
- To provide and improve services: reviewer packs, test orders, staged ramps, weekly tie-out and disbursements.
- To perform KYC/underwriting and compliance with applicable laws and PSP rules.
- To communicate with you (support, updates, notices) and operate our site.
- To secure, audit, and maintain evidence (immutable links to exports/screens tied to your engagement).
- To analyze performance and plan reserves, caps, and risk controls.
- With your consent for specific purposes, where required.
Legal bases (EEA/UK): performance of a contract, legitimate interests (security, service improvement, fraud prevention), legal obligation, and consent where applicable.
4) How we share information
- PSPs and platforms: to submit applications, manage RFIs, disputes, payouts, and reserves.
- Vetted processors: cloud hosting, analytics, communication, verification partners—bound by contracts.
- Corporate/Legal: to comply with law, enforce terms, or in connection with a corporate transaction.
- We do not sell or rent personal information.
5) Cookies & analytics
We use necessary cookies to operate the site and optional analytics cookies to understand usage. You can manage preferences through your browser settings or site banner (where available). Blocking some cookies may impact functionality.
6) Data retention
We retain data for as long as needed to deliver services, meet legal/PSP obligations, maintain audit trails, resolve disputes, and enforce agreements. When no longer required, we delete or de-identify information subject to applicable law and contractual requirements.
7) Security
We implement reasonable technical and organizational measures to protect information, including access controls, encryption in transit where supported, and least-privilege practices. No method of transmission or storage is 100% secure.
8) Your rights
Depending on your location (e.g., EEA/UK GDPR, California CCPA/CPRA), you may have rights to:
- Access, correct, or delete personal information;
- Portability (receive a copy in a usable format);
- Object to or restrict certain processing;
- Opt out of certain disclosures or targeted advertising (if applicable);
- Withdraw consent where processing is based on consent;
- Lodge a complaint with a supervisory authority.
To exercise rights, contact us at support@irent.agency. We may verify your request and, where permitted, act via an authorized agent.
9) International transfers
We may process information outside your country. Where required, we use appropriate safeguards (e.g., SCCs) and ensure vendors provide adequate protection.
10) Children
Our services are not directed to children under 16, and we do not knowingly collect personal information from children. If you believe a child has provided data, contact us to request deletion.
11) Third-party links
Our site may link to third-party sites and services. Their privacy practices are governed by their policies, not this one.
12) Changes to this policy
We may update this Policy from time to time. If we make material changes, we will indicate so by updating the “Last updated” date and, when appropriate, provide additional notice. Changes apply prospectively.
13) Contact us
IRent Agency
support@irent.agency
Phone/WhatsApp: +1 (807) 804-0208
Hours: Mon–Fri, 09:00–17:00 (GMT+1)
Address: 1200 McGill College Ave #1100, Montreal, Quebec H3B 4G7
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