PayPal

We match brands to warmed PayPal lanes under dual KYC and a signed operating agreement. We plan for rolling reserves and hold types, harden policies, and ensure evidence is on file so reviews clear and payouts remain predictable.

Request a consultation WhatsApp: +1 (807) 804-0208
Dual-KYC Match Signed Agreement Evidence-Ready Ops

What PayPal reviewers look for

We align your store and workflows to common PayPal review criteria.

MCC & product truth — accurate category; no risky claims or prohibited items.
Descriptor integrity — statement descriptor and support channels visible.
Policy hygiene — ≥30-day refunds, clear shipping timelines, Privacy/ToS present.
Evidence readiness — invoices, supplier proofs, tracking, dispute templates.
Reserve posture — comfort with rolling/reserve % and settlement cadence.

PayPal playbook — step by step

1) Intake & Dual KYCOwner & brand KYC; confirm processing history and past payouts.
2) Store & Policy AuditRefunds/ToS/Privacy, claims, checkout contact, descriptor presence.
3) Reserve modelingSimulate rolling reserve windows (e.g., 21–180 days) and %.
4) Evidence packSupplier invoices, delivery proof, tracking exports, dispute templates.
5) Submit & TestRespond to RFI; run 5–10 low-value test orders; monitor for holds.
6) Ramp & AdjustDaily caps; pause step-ups on flags; re-model cash if reserve changes.

Common hold types

  • Rolling reserve — % of each transaction held for N days
  • New seller hold — temporary hold until tracking & history accrue
  • Dispute/claim hold — until resolution or evidence review

How we mitigate

  • Tracking posted ≤ 24 hours from charge
  • ≥ 30-day refund window with clear RMA steps
  • Accurate descriptors + visible support channels
  • Reason-code templates + complete exhibits

Settlement routing — clean options

Default: IRent custody

Payouts land with IRent for the match; we disburse per the operating agreement with weekly tie-outs.

Escrow / Managed split

Funds settle to escrow/agency; automated split waterfall to parties on schedule.

Owner-bank settlement

Payouts to owner’s bank; contract settlement to brand/agency; we enforce SLAs and ledgers.

Approval-ready matches

We prep your store and evidence before submission.

Stable payouts

Reserve-aware caps and cadence lessen volatility.

Lower dispute rates

Policy hygiene + templates keep disputes under control.

PayPal — FAQ

Do you sell or rent accounts?
No. We match and operate on warmed payment lanes under dual KYC and signed operating agreements—we don’t sell or rent accounts. If a match doesn’t pass platform review, it doesn’t launch.
What about rolling reserves?
We model reserve % and duration, plan cash buffers, and adjust caps so ramps remain net-positive. Over time, clean evidence and low disputes can reduce reserve pressure.
Who receives the money?
Default: payouts land with IRent Agency custody; IRent allocates and disburses per the revenue-share agreement with weekly tie-out. Where policy requires otherwise, we use escrow/managed split or owner-bank settlement.
Want a predictable PayPal ramp?
We’ll harden policies, model reserves, and set a cadence that protects cash.
Book a 10-min call WhatsApp us

Talk to a specialist

Same-day feedback on reserve modeling, evidence readiness, and routing for PayPal.

Support / Sales / Partnership
support@irent.agency
Cooperation / Advertising
marketing@irent.agency
Opening hours
Mon–Fri, 09:00–17:00 (GMT+1)
Phone & WhatsApp
+1 (807) 804-0208
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