Policy & MCC Review

Approvals hinge on accurate MCC and policy hygiene. We audit and fix your policies, align descriptor ↔ legal ↔ domain, and compile the evidence reviewers expect—so the match passes cleanly.

Request a consultation WhatsApp: +1 (807) 804-0208
Dual-KYC Program Evidence on File Descriptor/Legal/Bank Alignment

What we review & fix

We preempt the reviewer’s checklist so approvals are straightforward—and review escalations are rare.

MCC mapping — accurate category selection, supporting copy, remove risky phrasing.
Refunds, shipping, privacy, ToS — ≥30-day refunds, realistic shipping windows, clear data use.
Descriptor integrity — descriptor must reflect legal entity and site; phone/email displayed.
Entity ↔ domain ↔ bank — names match across KYC docs, domain ownership, and bank letters.
Exclusions enforced — no adult, gambling, CBD, high-risk supplements, or sanctioned regions.
Evidence pack — invoices, supplier proofs, tracking SOPs, dispute responses ready.

Policy & MCC approvals — step by step

1) Intake & Dual KYCCollect owner/brand KYC; confirm prior processing/payouts.
2) Site & Policy AuditRefunds/ToS/Privacy, contact, claims, checkout, footer compliance.
3) MCC SelectionPick the correct MCC; refactor content to match category truthfully.
4) Descriptor & BankingAlign descriptor ↔ legal name ↔ domain; bank letter/statement.
5) Evidence PackInvoices, supplier/stock proofs, tracking SOP, dispute templates.
6) Submit & MonitorRespond to RFI, run 5–10 low-value test orders, adjust caps.

Policy hygiene checklist

  • Refund window ≥30 days; RMA & contact details visible
  • Shipping policy with realistic timelines; tracking within 24 hours
  • Clear privacy & ToS; no “guaranteed approvals” wording anywhere
  • All claims substantiated (supplier docs, specs, photos)

Evidence we prepare

  • Sample invoices + supplier agreements; SKU/brand authorization if required
  • Tracking exports; refund logs; dispute response templates by reason code
  • Descriptor proof (bank letter/statement); entity docs; domain ownership
  • Weekly tie-out template: gross, fees, reserves, refunds, disputes
95% approval-ready matches

Observed internally (2023–2025). Not a guarantee; platform decisions control reserves/holds.

<0.6% disputes

Policy hygiene + evidence reduce chargebacks and reviews.

7–14 days to first payout

Typical after review pass + test orders; varies by platform.

Policy & MCC — FAQ

Do you sell or rent accounts?
No. We match and operate on warmed payment lanes under dual KYC and signed operating agreements—we don’t sell or rent accounts. If a match doesn’t pass platform review, it doesn’t launch.
Who receives the money?
Default for this program: payouts land with IRent Agency’s designated account; IRent allocates and disburses per the revenue-share agreement with weekly tie-out. Where policy requires otherwise, we switch to escrow/managed split, PSP-native split, or owner-bank flow with settlement.
What’s included in this service?
Policy/MCC audit & redlines, descriptor/legal/bank alignment, evidence pack preparation, submission assistance, and monitoring through the initial test orders.
Need a quick policy/MCC check?
We’ll map the right category, fix your policies, and prep your evidence.
Book a 10-min call WhatsApp us

Talk to a specialist

Same-day feedback on MCC, descriptors, and policy fixes.

Support / Sales / Partnership
support@irent.agency
Cooperation / Advertising
marketing@irent.agency
Opening hours
Mon–Fri, 09:00–17:00 (GMT+1)
Phone & WhatsApp
+1 (807) 804-0208
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