Step 6 — Payouts & Settlement
Default: payouts land with IRent custody. We allocate and disburse to the brand and owner per the revenue-share agreement after weekly tie-out. Where policy requires, we support escrow/managed split or owner-bank settlement. Everything is documented and auditable.
Dual KYC
Contracted Splits
Evidence & Audit Trail
Reserve-Aware
Descriptor Alignment
Weekly Tie-Out
How settlement works
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Payout custody — PSP pays the matched lane; funds settle to IRent custody by default.
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Weekly reconciliation — gross → fees → reserves → refunds → disputes → net; countersigned summary.
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Disbursements — IRent allocates per the revenue-share agreement and pays out on the agreed cadence.
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Evidence on file — immutable links to payout reports, refund logs, dispute packets, and bank references.
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Compliance alignment — descriptor ↔ legal entity ↔ domain remain aligned; owner approval for any changes.
Payout flow — at a glance
1) PSP PayoutFunds settle from Stripe/Shopify Payments/PayPal/Airwallex/Square to custody.
2) Weekly Tie-OutReconcile statements, reserves, refunds, disputes; countersign packet.
3) DisburseIRent allocates per agreement → brand + owner; escrow/split/owner-bank if applicable.
All steps leave an audit trail; descriptor/legal/bank alignment is re-checked each cycle.
Routing matrix (choose by policy & risk)
| Routing | When to use | Pros | Watch-outs | Status |
|---|---|---|---|---|
| IRent custody (default) | Standard matches; clean policy fit | Simple; fast tie-out; single audit trail | Honor reserve windows; keep evidence fresh | RECOMMENDED |
| Escrow / managed split | Multi-party or complex marketplaces | Programmatic splits; clearer liabilities | Extra setup; escrow fees apply | OPTIONAL |
| Owner-bank settlement | Platform requires owner-bank payouts | Max policy alignment; fewer reviewer questions | IRent disburses post-owner receipt | BY POLICY |
| PSP-native split | PSP supports managed balance splits | Automated apportioning; fewer manual steps | Feature availability varies by PSP/region | WHERE SUPPORTED |
Reserve-aware planning
- Model rolling reserve % and release schedules (e.g., 21–180 days)
- Keep net cash positive at each ramp step
- Re-forecast when PSP hold messages change
Documentation & controls
- Immutable links to payout reports and bank proofs
- Dual approvals for disbursements over threshold
- Descriptor/legal/domain spot-check each cycle
Need predictable, audit-ready payouts?
We’ll configure routing, automate the tie-out, and disburse per contract—no surprises.
We’ll configure routing, automate the tie-out, and disburse per contract—no surprises.
Payouts & Settlement — FAQ
Do you sell or rent accounts?
No. We match and operate on warmed payment lanes under dual KYC and clear agreements—we don’t sell accounts. If a match doesn’t pass platform review, it doesn’t launch.
Who receives the money?
Default: payouts land with IRent custody; IRent allocates and disburses per the revenue-share agreement with a weekly tie-out. Where policy requires otherwise, we use escrow/managed split, PSP-native split, or owner-bank settlement.
How fast are disbursements?
Standard cadence is weekly post tie-out; alternative cadences can be defined in the operating agreement if reserve/hold windows allow.
Talk to a specialist
Same-day answers on routing, reserves, and disbursement cadence.
Support / Sales / Partnership
support@irent.agency
support@irent.agency
Opening hours
Mon–Fri, 09:00–17:00 (GMT+1)
Mon–Fri, 09:00–17:00 (GMT+1)
Phone & WhatsApp
+1 (807) 804-0208
+1 (807) 804-0208