Stripe

We match scaling brands to warmed Stripe payment lanes under dual KYC and signed operating agreements—no gray transfers. We prep policy/MCC fixes, stage ramps, and keep evidence ready so approvals are clean and payouts stable.

Request a consultation WhatsApp: +1 (807) 804-0208
Dual-KYC Match Signed Agreement Evidence-Ready Ops

What Stripe reviewers look for

We align your footprint to what Stripe typically checks during onboarding and reviews.

MCC accuracy — category matches the real business; risky claims removed.
Descriptor integrity — descriptor reflects legal entity; support contact visible.
Policy hygiene — refunds (≥30 days), shipping timelines, privacy & ToS present.
Entity ↔ domain ↔ bank — names match across KYC docs, domain ownership, and banking.
Evidence on file — supplier/invoice proofs, tracking exports, dispute templates.

Stripe playbook — step by step

1) Intake & Dual KYCOwner & brand KYC; confirm prior processing, past payouts.
2) Site & Policy AuditRefunds/ToS/Privacy, contact, claims, checkout, footer compliance.
3) MCC & DescriptorMap MCC; align descriptor ↔ legal ↔ domain; contact details present.
4) Evidence PackInvoices, supplier/stock proofs, tracking SOP, dispute templates.
5) Submit & TestRespond to RFI; run 5–10 low-value test orders; monitor signals.
6) Ramp & ReviewDaily caps, reserve-aware pacing; pause step-ups if flagged.

Settlement routing — clean options

Default: IRent custody

Payouts land with IRent for the match; we disburse per the operating agreement with weekly tie-outs.

Escrow / Managed split

Funds settle to escrow/agency; automated split waterfall to parties on schedule.

Owner-bank settlement

Payouts to owner’s bank; contract settlement to brand/agency; we enforce SLAs and ledgers.

Where Stripe supports native split tools, we can configure compliant sub-allocations.

Policy checklist

  • Refund window ≥ 30 days; RMA steps documented and visible
  • Shipping timelines realistic; tracking ≤ 24 hours after charge
  • Privacy/ToS pages present; descriptor and support contacts visible
  • No prohibited niches; claims substantiated by supplier documentation

Evidence pack

  • Supplier agreements & sample invoices with payment proofs
  • Tracking exports; refund logs; dispute responses by reason code
  • Descriptor proof (bank letter/statement); entity & domain ownership
  • Weekly ledger tie-out template (gross, fees, reserves, refunds, disputes)
Approval-ready matches

We prepare your profile and evidence before submission.

Stable payouts

Reserve-aware caps and staged ramps reduce volatility.

Lower dispute rates

Policy hygiene + templates keep disputes under control.

Stripe — FAQ

Do you sell or rent Stripe accounts?
No. We match and operate on warmed payment lanes under dual KYC and signed operating agreements—we don’t sell or rent accounts. If a match doesn’t pass platform review, it doesn’t launch.
Who receives the money?
Default: payouts land with IRent Agency custody; IRent allocates and disburses per the revenue-share agreement with weekly tie-out. Where policy requires otherwise, we use escrow/managed split, supported native split tools, or owner-bank settlement.
What businesses are a fit?
Shopify DTC brands, dropshippers, agencies, marketplaces in the $50k–$500k/month range operating in the U.S., Canada, or Europe—excluding prohibited niches and sanctioned regions.
Want a clean Stripe launch?
We’ll prep policies, assemble evidence, and stage a reserve-aware ramp.
Book a 10-min call WhatsApp us

Talk to a specialist

Same-day feedback on MCC, descriptors, and evidence readiness for Stripe.

Support / Sales / Partnership
support@irent.agency
Cooperation / Advertising
marketing@irent.agency
Opening hours
Mon–Fri, 09:00–17:00 (GMT+1)
Phone & WhatsApp
+1 (807) 804-0208
Request a consultation Chat on WhatsApp