Account Matching

We match and operate on warmed payment lanes under dual KYC and signed operating agreements—we don’t sell or rent accounts. Our job is clean approvals, stable payouts, and disciplined scaling.

Request a consultation WhatsApp: +1 (807) 804-0208
Dual-KYC Match Signed Agreement Descriptor/Legal/Bank Alignment

What you get

Documented, platform-safe cooperation between a verified owner of a warmed account (Stripe, Shopify Payments, PayPal; plus Airwallex & Square) and a vetted brand that needs reliable capacity. The Merchant-of-Record remains the verified owner; no gray transfers.

Approvals hygiene—MCC/policy review pack; descriptor ↔ legal entity ↔ domain alignment.
Disciplined ramps—daily caps, 7–14-day staging, reserve-aware planning.
Evidence-ready ops—invoices, 24-hour tracking, ≥30-day refunds; dispute playbooks; weekly tie-out.

How it works

1) Intake & Dual KYCVerify owner & brand; confirm prior processing/payouts.
2) Review PackMCC/policy/docs fixes; descriptor/legal/bank alignment; risk plan.
3) Test Orders5–10 low-value transactions to validate evidence readiness.
4) Go-Live RampStaged volume over 7–14 days; prudent caps; dispute hygiene.
5) Weekly Tie-OutLedger reconciliation; gross/net/fees/reserves/refunds tracked.

Payouts & disbursements

Default operating flow: Payouts route to IRent Agency’s designated account for the match. We allocate & disburse partner shares per the revenue-share terms in the operating agreement, with weekly ledger tie-out and transparent reporting.

  • Segregated ledger by match; scheduled disbursements (e.g., weekly)
  • Itemized reporting: gross, fees, reserves, refunds, disputes
  • Optional rolling reserve & clawback clause

Compliance safeguards: Where platform policy requires owner-bank or sub-merchant settlement, we switch to a compliant alternative: escrow/managed split, PSP-native split, or owner-bank flow with contract settlement. If a review flags the setup, we pause and remediate. If review fails, it doesn’t launch.

DTC apparel → $100k/mo

Zero disputes in Q1 after descriptor cleanup + staged ramps.

Holds cleared in 5 days

Dropshipper stabilized via policy fixes & evidence pack.

~99% payout stability

Marketplace post-match; monitored reserves/volume caps.

In-scope platforms

  • Stripe — review patterns, descriptor hygiene, reserves
  • Shopify Payments — geo/descriptor nuances, holds
  • PayPal — evidence types, dispute posture
  • Airwallex & Square — cross-border & in-person options

Who we serve

  • Shopify DTC brands & dropshippers
  • Agencies operating multiple storefronts
  • Marketplaces seeking stable capacity
  • Not ideal: brand-new stores or enterprise > $1M/mo

Questions about Account Matching

Is this account renting?
No. We arrange dual-KYC, contract-based cooperation under a signed operating agreement. We do not sell or rent accounts. Merchant-of-Record remains the verified owner; no gray transfers.
Who receives the money?
Default for this program: payouts land with IRent Agency’s designated account; IRent allocates and disburses partner shares per the agreement, with weekly tie-out. Where policy requires otherwise, we use escrow/managed split, PSP-native split, or owner-bank flow with contract settlement.
What’s the typical timeline?
7–14 days from intake to first payout, assuming review pass and 5–10 test orders. Timelines vary by platform and risk signals.
What’s your fee model?
Standard is 10% revenue share (no setup fee). Optional $500/month retainer for custom operations and reporting.

Talk to a specialist

Same-day answers on eligibility, KYC, descriptors, and payout routing.

Support / Sales / Partnership
support@irent.agency
Cooperation / Advertising
marketing@irent.agency
Opening hours
Mon–Fri, 09:00–17:00 (GMT+1)
Phone & WhatsApp
+1 (807) 804-0208
Book a 10-min call Chat on WhatsApp