The 10% Revenue Share Model: How Account Owners Earn Passively—Safely
Own a healthy, unused Stripe, Shopify Payments, Airwallex, or Square account? IRent Agency pairs you with vetted brands and pays a transparent 10% share of processed revenue—under a tight, policy-aligned operating agreement that protects your account health.
What this model is (and isn’t)
What it is
- A policy-aligned operating agreement between a vetted brand (merchant) and you (account owner).
- IRent Agency manages KYC/KYB, documentation, limits, and monitoring.
- You receive 10% of processed gross revenue, paid on the same cadence as the gateway payout cycle.
What it is not
- Not “selling accounts” or hiding identity—roles are documented and review-proof.
- Not a workaround for prohibited categories—allowed MCCs only.
- Not unmanaged risk—launches use caps, evidence routines, and pause triggers.
Bottom line: You earn passively because governance is strict. If compliance drifts, the flow pauses automatically.
Transparent math: how the 10% is calculated
We keep it simple and auditable. Your share is based on processed gross (before fees/refunds). Fees/refunds/disputes are tracked separately so everyone sees the same ledger as the payment dashboard.
| Scenario | Processed Gross | Your 10% | Notes |
|---|---|---|---|
| Starter week with caps | $8,000 | $800 | Test orders + limited daily volume; fees/refunds displayed in separate rows. |
| Stable month | $120,000 | $12,000 | Under target dispute rate (<0.6%); standard payout cadence. |
| Refund-heavy period | $60,000 | $6,000 | Refunds are visible but don’t change your 10% base; limits may tighten until causes are fixed. |
Why “processed gross”? It’s the only figure that reconciles 1:1 with gateway payout reports and can’t be gamed by accounting choices.
Responsibilities & the operating agreement
| Area | IRent Agency | Merchant (Brand) | Account Owner (You) |
|---|---|---|---|
| KYC/KYB & Policy Pack | Collects & validates, maps MCC, descriptors, refund/ship SLAs | Provides evidence & publishes pages | Confirms account status & legal docs |
| Limits & Launch | Sets caps, monitors velocity, pauses on signals | Ships on time, uploads tracking | No action; informed of caps/changes |
| Disputes | Runs evidence playbook, audits responses | Supplies proof (delivery, comms, specs) | No action unless platform requests |
| Payouts & Share | Generates ledger, schedules owner share | Receives net proceeds per agreement | Receives 10% of processed gross |
| Compliance | Continuous monitoring; instant pause triggers | Operates within allowed categories | Maintains account in good standing |
Fraud & risk safeguards (how your account stays safe)
Controls we enforce
- Dual KYC/KYB (brand + owner) and documented roles.
- Category screening & MCC fit; prohibited items blocked.
- Caps & velocity ramps; auto-pause on anomalies.
- Dispute evidence deadlines with templated responses.
- Weekly health report: refunds, disputes, on-time shipping, descriptor checks.
Common red flags (and our response)
- Refund spikes: tighten limits; root-cause analysis.
- Descriptor mismatch: immediate pause until corrected.
- Policy drift / site changes: revert or re-review before resuming.
- Evidence missed: halt scaling until playbook is followed.
Your safety valve: If risk exceeds thresholds, payouts hold and processing pauses until signals return to green.
Typical timeline
- Screening (2–4 days): verify account status, match brand & MCC, agreement drafted.
- Launch (3–7 days): test orders, caps, first payout cycle confirmed.
- Stabilize (2–4 weeks): scale gradually while hitting dispute/fulfillment SLAs.
- Operate: ongoing monitoring, weekly owner payouts per the ledger.
Payouts & reconciliation
Payouts follow the gateway’s cadence (weekly or bi-weekly). The owner share is calculated from processed gross and appears as a separate line in the shared ledger. Everyone sees:
- Processed gross (basis for your 10%)
- Fees, refunds, disputes (for health tracking)
- Payout totals and dates (match gateway reports 1:1)
Transparency matters—the ledger totals always reconcile exactly with Stripe/Shopify/Airwallex/Square dashboards.
Quick FAQ
Can this harm my account?
The model exists to avoid harm: strict category control, caps, evidence routines, and instant pause triggers. If risk elevates, processing stops until it’s corrected.
Why 10% of processed gross?
It’s verifiable, simple, and cannot be manipulated. Everyone can confirm totals from the gateway’s own reports.
Who handles support or disputes?
The brand does, using IRent Agency’s playbook. You don’t provide customer support or dispute responses.
What if I want to stop?
The operating agreement defines a clear off-ramp with final reconciliation and health checks.
Need a neutral agreement review?
We match and operate on warmed payment lanes under dual KYC and signed agreements— we don’t sell or rent accounts. Our job is clean approvals, stable payouts, and disciplined scaling.
Talk to a specialist or WhatsApp us at +1 (807) 804-0208
Cooperation / Advertising: marketing@irent.agency
Opening hours: Mon–Fri, 09:00–17:00 (GMT+1)